Website terms and conditions

About this website

This website provides information about our finance broking services, calculators, guides, online forms and other tools that allow you to enquire about credit assistance and connect with us. Our website may change from time to time as our services and content evolve.

General information only

Information on this website is general in nature and does not take into account your objectives, financial situation or needs. Nothing on this site is intended as financial or credit advice. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek your own professional advice where appropriate. All credit products are subject to lender approval and individual circumstances. Rates and product information are indicative only and correct as of the date shown.

Information we collect through the website

We may collect personal information from you directly or through your use of our website. We will only collect personal information that is reasonably necessary for, or directly related to, our functions or activities. The way we handle personal information collected through this site is set out in our Privacy Policy.

Sensitive information

Sensitive information includes information about racial or ethnic origin, political opinions, religious beliefs, professional or trade memberships, sexual preferences, criminal history and health information. We will not ask you to disclose sensitive information through this website. If you do choose to provide it, it will also be captured and stored.

Cookies and tracking

We use cookies to provide a better, more customised experience on our website. A cookie is a small text file placed on your device by our web server, which may be retrieved later to recognise you on return visits. We use cookies for purposes such as:

• Allocating a unique number to your browser session.
• Customising the website experience for you.
• Statistical and analytics purposes.
• Identifying when you have accessed a third-party website from our site.
• Security and fraud prevention.

You can choose how cookies are accepted by adjusting the preferences and options in your internet browser. Disabling cookies may affect how parts of this website function.

IP addresses

Your IP address is the identifier for your device when you connect to the internet. We may need to collect your IP address in order to deliver certain functionality on our website and to support security and analytics.

Online applications

Where you complete and send an online application or enquiry through our website, we retain the information you submit so that we can provide the services you have asked for. Where the website allows you to suspend or save an application part-way through, the information you have entered will be retained in our systems so you can resume later. Saved or suspended applications may be viewable by us.

Third-party links and advertising

Our website may contain links to websites operated by third parties (Third Party Websites). We provide these links for convenience only and we are not responsible for the content, accuracy or privacy practices of those sites. If you access a Third Party Website through our site, information about your visit (including cookie information) may be shared between us and that third party as part of our arrangements with them.

When you view our advertisements on Third Party Websites, the advertising company may use cookies or web beacons to collect information such as the server your device is connected to, your browser type, the date and time of your visit, and the performance of the marketing campaign. When you reach our website after viewing one of our advertisements, the advertising company may also collect information about how you use our site (such as the pages you view and whether you complete an online application).

Security of information

The security of your information matters to us. We regularly review developments in security and encryption technology and take reasonable steps to protect the information held in our systems from misuse, interference, loss and unauthorised access, modification or disclosure. We also take reasonable steps to destroy or de-identify information that we no longer require, where we are legally permitted to do so. No data transmission over the internet can be assured as totally secure, and we cannot warrant the security of information you transmit to us online. Where your browser is suitably configured, it will tell you whether information is being sent over a secure (encrypted) connection.

Direct marketing

We may use your personal information for direct marketing purposes in line with our Privacy Policy. We will not use or disclose sensitive information for direct marketing without your consent. If you do not wish to receive direct marketing communications from us, or you would like to know the source of the information being used, please email rebecca@maxfin.com.au and we will respond as soon as practicable.

Disclosure to overseas entities

We do not generally disclose personal information obtained from cookies to overseas entities as part of our website activities. Information about overseas disclosures in the broader context of our credit assistance services is set out in our Privacy Policy.

Accuracy of information

We make reasonable efforts to ensure the information on this website is current and accurate, but cannot warrant that all information is without errors or up to date at any given moment. Information may change without notice. Anything you rely on from this website is at your own risk.

Intellectual property

Unless otherwise indicated, all content on this website - including text, graphics, photography, logos, icons, calculators, layout and design - is owned by or licensed to us and is protected by Australian and international intellectual property laws. You may view and print pages of the site for your own personal, non-commercial use, but you may not otherwise copy, reproduce, modify, republish, distribute or commercially exploit any content without our prior written permission.

Limitation of liability

To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, special or consequential loss or damage arising from your use of, or inability to use, this website or any information obtained through it. Nothing in these terms is intended to exclude or restrict any rights you have under the Australian Consumer Law or other laws that cannot be excluded.

Changes to these terms

We may update these terms from time to time. The current version will always be available on this page. By continuing to use the site after changes are published, you agree to be bound by the updated terms.

Governing law

These terms are governed by the laws of Australia and the state or territory in which our business is registered. You agree to submit to the non-exclusive jurisdiction of the courts of that state or territory.

Contact

Questions about these terms or about how the website works can be sent to rebecca@maxfin.com.au or by phone on +61 403 895 110.